This article briefly explains the options that you have if you have no established credit history and are in need of auto finance. The basic options that you have are outlined and will aide you in your search for an approval that won't break the bank or worsen your situation. First of all, if you have no credit history, don't go looking for auto financing without credit checks. Wrong answer. You do not want to fall into the trap of buy here pay here car lots, tote the note dealerships or any guaranteed auto financing gimmick. Those types of establishments charge interest rates, down payments and fees that are astronomical in comparison to better options. Worst of all, is that ...