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Ftc Credit Report Repair Facts – for Consumers

The FTC claims that Credit Report Repair may be better for you if you do it yourself. You have seen advertisements on TV, local newspapers, internet. All of these credit report repair companies claim the following: * "Credit Problem? No Problem!" * " We can get rid of bad credit problems - 100% guaranteed" * "We can remove bankruptcies, judgments, bad loans and tax liens from your credit file forever The FTC says "Don't believe these statements. The only thing that will fix your credit is time, conscious effort, and a personal debt repayment plan will improve your credit report. This article will explain how you can improve your creditworthiness and gives legitimate resources for low or no ...

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Credit Report Basics FAQ

Are you interested in knowing what information is included in a credit report and what's not? What should you do if you find an error on your Experian credit report? Find the answers to these and other common questions about credit reports.

»What information is included in my credit report?
»How often should I check my credit report?
»What should I do if I find an error in my credit report?
»What information is not in a credit report?
»How can I get a copy of my credit report besides online?

Credit Score Basics FAQ

Credit scores - What are they, and how are they calculated? Get the answers to your credit score questions.

»Is there just one credit score?
»What information goes into calculating a credit score?
»Why don't I have a credit score?
»How often do credit scores change?
»What is the credit score range?
»What is a good credit score?

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