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How to Raise your Credit Score

Have you ever wondered what exactly is up with"credit score"? This informative report can give you an insight into everything you've ever wanteto know about "credit score". Having a good credit score is very important in today's society. It is something that many people should have. By having a good credit score, applying for loans and unsecured credit cards is much easier. If you already have a good credit score, you will want to raise it in order to obtain the best loan and credit card deals possible. If you have a credit score of 688 and the loan company will reduce interest rates if you get a credit score of 690. The two points can ...

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Check Your Credit Report Regularly to Avoid Becoming a Victim of Identity Theft

This is the third in a series of articles which will increase your awareness about  Identity Theft.     All of us know the importance of credit reports in our lives. Your credit report shows your personal information including your legal name, alias names, addresses, current and previous employers, social insurance number and date of birth.   It also shows details of most credit enquiries carried out by financial institutions, retailers and many other credit reporting agencies including:   Current and past credit status Total number of open and closed accounts If the balances of our accounts are current or delinquent Public record information such as federal bankruptcy records local government court records, liens, judgments, and child support records (information that can stay in your record for up to 10 ...

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Credit Report Basics FAQ

Are you interested in knowing what information is included in a credit report and what's not? What should you do if you find an error on your Experian credit report? Find the answers to these and other common questions about credit reports.

»What information is included in my credit report?
»How often should I check my credit report?
»What should I do if I find an error in my credit report?
»What information is not in a credit report?
»How can I get a copy of my credit report besides online?

Credit Score Basics FAQ

Credit scores - What are they, and how are they calculated? Get the answers to your credit score questions.

»Is there just one credit score?
»What information goes into calculating a credit score?
»Why don't I have a credit score?
»How often do credit scores change?
»What is the credit score range?
»What is a good credit score?

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